Moorhead Man Charged in Lost Debit Card Fraud Case

Moorhead (trfnews.i234.me) — A Moorhead man faces a gross misdemeanor charge involving a lost debit card.

Savoy Weldon Abraham, 40, is charged with financial transaction card fraud in Clay County District Court.

Prosecutors allege Abraham used or attempted to use the card without the owner’s permission.

The alleged transactions happened between July 25 and July 26, 2026.

Wallet Reported Lost In Dilworth

The investigation began after a person reported losing a wallet at Walmart in Dilworth.

The wallet contained a debit card and driver’s license, according to the criminal complaint.

The owner later discovered several transactions that were not authorized.

Two charges were made at a Circle K in Moorhead, court records allege.

Those transactions totaled $3.98 and $13.78.

Another $5.51 transaction allegedly occurred at Fryn’ Pan in Moorhead.

The cardholder told police that none of those purchases were authorized.

The cardholder then disabled the debit card to prevent further use.

The complaint says someone tried using the card again on July 26.

One attempted $2.16 purchase happened at the Dilworth Walmart.

Other attempted transactions reportedly occurred at Starbucks and Target locations in Moorhead.

Those later transactions were unsuccessful because the card had been disabled, according to prosecutors.

Police obtained Walmart surveillance video while investigating the reported fraud.

An investigator took a still image of the person shown during an alleged transaction.

The complaint says the image was searched using Clearview AI facial recognition software.

The software returned Abraham as a person of interest, according to court records.

Investigators then compared the surveillance images with existing booking photographs of Abraham.

The complaint says officers observed similar facial features and body build.

Investigators also reported seeing a tattoo that appeared to match Abraham.

Abraham faces one count of financial transaction card fraud involving use without consent.

The complaint says the value involved was no more than $250.

The charge carries a maximum sentence of 364 days in jail.

It also carries a possible fine of up to $3,000.

Readers can review Minnesota Statute 609.821 for the state’s card fraud law.

More court information is available from the Minnesota Judicial Branch.

The charge is an allegation and has not been proven in court.

Abraham is presumed innocent unless proven guilty.

I’m Adrian Cole reporting for TRF News.