The collision happened Sunday, October 18, 2026, at approximately 11:44 a.m. in Benton County.<\/p>\n
The Minnesota State Patrol<\/a> said all three vehicles were traveling eastbound near milepost 166.<\/p>\n A Toyota Tundra, Volvo XC90, and Ford F-350 collided, according to the crash report.<\/p>\n The report does not explain how the collision happened or identify a cause.<\/p>\n David John Zabel, 79, of Medford, was driving a 2016 Toyota Tundra.<\/p>\n He suffered injuries that the State Patrol classified as non-life-threatening.<\/p>\n Zabel was taken to St. Cloud Hospital for medical care following the collision.<\/p>\n The public report does not describe the nature of his injuries or his treatment.<\/p>\n Mary Jane Zabel, 79, also of Medford, was a passenger in the Toyota.<\/p>\n The State Patrol listed her as uninjured and reported that she was wearing a seat belt.<\/p>\n Both Toyota occupants were using seat belts when the crash occurred.<\/p>\n The agency reported that the Toyota’s airbags did not deploy.<\/p>\n Nicole Lee Urbowicz, 45, of St. Cloud, was driving a 2020 Volvo XC90.<\/p>\n She was reported uninjured and was wearing a seat belt, according to the State Patrol.<\/p>\n Rayne Helge Jacobson, 24, of Maple Lake, was driving a 2025 Ford F-350.<\/p>\n The report also lists Jacobson as uninjured and wearing a seat belt.<\/p>\n Airbags did not deploy in the Volvo or Ford, according to the released information.<\/p>\n In all, the report identifies four occupants across the three vehicles.<\/p>\n Zabel was the only person reported injured.<\/p>\n Investigators listed road conditions as dry at the time of the crash.<\/p>\n Alcohol was not suspected for any of the four people named in the report.<\/p>\n Those findings do not establish what caused the vehicles to collide.<\/p>\n The Stearns County Sheriff’s Office and Mayo EMS were listed as assisting agencies.<\/p>\n The report does not detail their specific actions during the emergency response.<\/p>\n The State Patrol handled the incident through its St. Cloud district.<\/p>\n The State Patrol assigned the collision incident number 26603051.<\/p>\n Its public record was last updated at 2:05 p.m. on October 18.<\/p>\n The agency marked the released information as believed complete.<\/p>\n However, the summary does not describe the sequence of impacts between the three vehicles.<\/p>\n It also does not report traffic citations or assign responsibility for the collision.<\/p>\n Readers can view the official Highway 10 crash record<\/a> for the available details.<\/p>\n Other public incidents are listed through the Minnesota State Patrol incident search<\/a>.<\/p>\n The St. Cloud district lists 320-223-6666<\/a> for case information.<\/p>\n The collision was also reported by WJON News<\/a> on October 19.<\/p>\n I’m Adrian Cole reporting for TRF News<\/a>.<\/strong><\/p>\nMedford Driver Injured and Hospitalized<\/h2>\n
Other Drivers Escape Injury<\/h2>\n
Dry Roads and Emergency Response<\/h2>\n
Official Crash Report and Case Information<\/h2>\n
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