{"id":59525,"date":"2026-10-23T13:02:52","date_gmt":"2026-10-23T18:02:52","guid":{"rendered":"https:\/\/trfnews.i234.me\/wordpress\/?p=59525"},"modified":"2026-10-23T05:24:32","modified_gmt":"2026-10-23T10:24:32","slug":"thief-river-falls-woman-listed-on-insurance-charge","status":"publish","type":"post","link":"https:\/\/trfnews.i234.me\/wordpress\/thief-river-falls-woman-listed-on-insurance-charge\/","title":{"rendered":"Thief River Falls Woman Listed on Insurance Charge"},"content":{"rendered":"<h2>Thief River Falls Woman Listed on Insurance Charge<\/h2>\n<p><strong>THIEF RIVER FALLS, Minn. (<a href=\"https:\/\/trfnews.i234.me\">trfnews.i234.me<\/a>)<\/strong> \u2014 Nicole Ann Fineday, 40, is named in a Pennington County jail roster entry involving an uninsured vehicle violation.<\/p>\n<p>The entry identifies the offense under Minnesota Statute 169.797, subdivision 3.<\/p>\n<p>The listed violation involves operating a vehicle without required insurance coverage.<\/p>\n<p>The supplied record identifies the inmate type as PCSO.<\/p>\n<h2>Uninsured Vehicle Violation Listed<\/h2>\n<p>The jail entry lists one traffic-related offense for Fineday.<\/p>\n<p>The charge is described as &#8220;Traffic Regulation-Uninsured Vehicle-Driver Violation.&#8221;<\/p>\n<p>Under Minnesota law, drivers must operate vehicles with legally required insurance coverage.<\/p>\n<p>Section 169.797, subdivision 3, addresses drivers who know or have reason to know a vehicle lacks required insurance.<\/p>\n<p>Such violations are generally misdemeanors but can become gross misdemeanors under certain conditions.<\/p>\n<p>Those conditions include qualifying prior convictions within a 10-year period.<\/p>\n<p>The supplied jail entry does not include a booking date or the circumstances of the alleged violation.<\/p>\n<h2>Previous Insurance Case Reported<\/h2>\n<p>TRF News previously reported an insurance-related case involving Fineday in Pennington County District Court.<\/p>\n<p>That report described an April 3, 2026, traffic stop along Highway 59 in Thief River Falls.<\/p>\n<p>According to that earlier report, investigators alleged Fineday operated a vehicle without active insurance.<\/p>\n<p>The previous complaint also referenced insurance-related convictions from May 2021 and August 2022.<\/p>\n<p>The earlier charge was filed as a gross misdemeanor, according to that report.<\/p>\n<p>However, the supplied roster entry does not establish whether it concerns the same court case.<\/p>\n<p>Readers can review the <a href=\"https:\/\/trfnews.i234.me\/wordpress\/thief-river-falls-woman-faces-insurance-charge\/\">earlier TRF News report<\/a> for additional background.<\/p>\n<h2>Minnesota Law Requires Vehicle Insurance<\/h2>\n<p>Minnesota law generally requires motor vehicles driven on public roads to carry liability insurance.<\/p>\n<p>Drivers convicted under the uninsured vehicle statute may face fines and other penalties.<\/p>\n<p>State law also allows driver&#8217;s license and vehicle registration consequences following qualifying convictions.<\/p>\n<p>The penalty depends on the offense level and the individual&#8217;s circumstances.<\/p>\n<p>The <a href=\"https:\/\/www.revisor.mn.gov\/statutes\/cite\/169.797\" target=\"_blank\" rel=\"noopener noreferrer\">Minnesota Legislature&#8217;s official statute<\/a> provides additional information.<\/p>\n<h2>Court and Custody Information<\/h2>\n<p>The supplied entry does not identify a new court date, bond amount, or booking date.<\/p>\n<p>Current custody status could not be independently confirmed from the publicly retrieved roster.<\/p>\n<p>Readers can check the <a href=\"https:\/\/incustodysearch.penningtonsheriff.org\/ResponsiveInCustody.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">Pennington County Sheriff&#8217;s Office in-custody search<\/a> for updated listings.<\/p>\n<p>Public court information is also available through <a href=\"https:\/\/publicaccess.courts.state.mn.us\/CaseSearch\/\" target=\"_blank\" rel=\"noopener noreferrer\">Minnesota Court Records Online<\/a>.<\/p>\n<p>A jail listing does not establish that an individual has been convicted of a crime.<\/p>\n<p>Fineday is presumed innocent of any pending charge unless proven guilty in court.<\/p>\n<p>I&#8217;m Adrian Cole reporting for <a href=\"https:\/\/trfnews.i234.me\">TRF News<\/a>.<\/p>\n<p>Copyright 2026 TRF News. All rights reserved.<\/p>\n<figure id=\"attachment_59573\" aria-describedby=\"caption-attachment-59573\" style=\"width: 640px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/trfnews.i234.me\/wordpress\/wp-content\/uploads\/2026\/10\/Fineday-Nicole-Ann.png\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-59573\" src=\"https:\/\/trfnews.i234.me\/wordpress\/wp-content\/uploads\/2026\/10\/Fineday-Nicole-Ann.png\" alt=\"Nicole Ann Fineday\" width=\"640\" height=\"640\" srcset=\"https:\/\/trfnews.i234.me\/wordpress\/wp-content\/uploads\/2026\/10\/Fineday-Nicole-Ann.png 640w, https:\/\/trfnews.i234.me\/wordpress\/wp-content\/uploads\/2026\/10\/Fineday-Nicole-Ann-300x300.png 300w, https:\/\/trfnews.i234.me\/wordpress\/wp-content\/uploads\/2026\/10\/Fineday-Nicole-Ann-150x150.png 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a><figcaption id=\"caption-attachment-59573\" class=\"wp-caption-text\">Nicole Ann Fineday<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Nicole Ann Fineday, 40, appears in a Pennington County jail roster entry involving an uninsured vehicle violation under Minnesota traffic law.<\/p>\n","protected":false},"author":1,"featured_media":59573,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_wpscp_schedule_draft_date":"","_wpscp_schedule_republish_date":"","_wpscppro_advance_schedule":false,"_wpscppro_advance_schedule_date":"","_wpscppro_dont_share_socialmedia":false,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"","_twitter_share_type":"","_linkedin_share_type":"","_pinterest_share_type":"","_linkedin_share_type_page":"","_instagram_share_type":"","_medium_share_type":"","_threads_share_type":"","_bluesky_share_type":"","_mastodon_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"","timeOption":"","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":""},"_wpsp_active_default_template":true},"categories":[16518],"tags":[28202,26720,28200,17339,28197,28201,26659,28198,4315,14966,28199,786],"class_list":["post-59525","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-recently-booked","tag-driving-without-insurance-minnesota","tag-minnesota-statute-169-797","tag-minnesota-uninsured-vehicle-violation","tag-nicole-ann-fineday","tag-nicole-fineday-thief-river-falls","tag-nicole-fineday-traffic-charge","tag-pennington-county-court-records","tag-pennington-county-jail-roster","tag-pennington-county-sheriffs-office","tag-thief-river-falls-crime-news","tag-thief-river-falls-insurance-charge","tag-trf-news","entry"],"_links":{"self":[{"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/posts\/59525","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/comments?post=59525"}],"version-history":[{"count":1,"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/posts\/59525\/revisions"}],"predecessor-version":[{"id":59574,"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/posts\/59525\/revisions\/59574"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/media\/59573"}],"wp:attachment":[{"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/media?parent=59525"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/categories?post=59525"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/tags?post=59525"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}