Prosecutors allege Gustafson submitted a false insurance claim involving Amazon packages reportedly stolen from her apartment.<\/p>\n
The reported claim value was approximately $3,600, according to the criminal complaint.<\/p>\n
Investigators allege statements and records connected to the claim contained major inconsistencies.<\/p>\n
Amazon Packages Reported Missing<\/h2>\n
Gustafson contacted Farmers Insurance on July 30, according to the complaint.<\/p>\n
She allegedly reported that Amazon packages had disappeared from her Red Lake Falls apartment.<\/p>\n
Gustafson said the packages contained household goods, cleaning products, and cosmetics.<\/p>\n
She initially reported three packages, according to prosecutors.<\/p>\n
Gustafson said she brought the packages inside before briefly leaving the apartment.<\/p>\n
She said the home was locked and the windows were secured.<\/p>\n
No forced entry was reported.<\/p>\n
Gustafson later filed a report with the Red Lake County Sheriff’s Office.<\/p>\n Farmers Insurance asked Gustafson for records showing that she owned the claimed items.<\/p>\n Gustafson provided screenshots showing products in an Amazon shopping cart.<\/p>\n The listed products totaled approximately $3,516.63.<\/p>\n The insurer then requested actual purchase receipts, according to the complaint.<\/p>\n Gustafson allegedly said the Amazon account had been closed.<\/p>\n She also said she could no longer access receipts or related credit card records.<\/p>\n During another interview, Gustafson reportedly described five Amazon boxes instead of three.<\/p>\n Farmers later referred the claim to its Special Investigations Unit.<\/p>\n Investigators obtained records from Amazon<\/a> during the fraud investigation.<\/p>\n The complaint says those records showed no qualifying deliveries to Gustafson’s Red Lake Falls apartment.<\/p>\n The reviewed period covered May through December.<\/p>\n Prosecutors allege that evidence conflicted with statements made during the insurance claim process.<\/p>\n The complaint also cites differences involving package counts and the claimed purchase documentation.<\/p>\n Gustafson is charged under Minnesota Statute 609.611<\/a>.<\/p>\n The statute prohibits material false statements or concealed facts in insurance claims made with fraudulent intent.<\/p>\n Sentencing is based on value under Minnesota Statute 609.52<\/a>.<\/p>\n The complaint lists an alleged claim value around $3,600.<\/p>\n That value falls within a tier carrying up to five years and a $10,000 fine.<\/p>\n The charging document separately lists a 20-year maximum, creating an apparent penalty discrepancy.<\/p>\n The court file number is 63-CR-26-135.<\/p>\n Public case information is available through Minnesota Court Records Online<\/a>.<\/p>\n The complaint contains allegations and does not establish Gustafson’s guilt.<\/p>\n Gustafson is presumed innocent unless proven guilty in court.<\/p>\n![\"Wendy](\"https:\/\/trfnews.i234.me\/wordpress\/wp-content\/uploads\/2026\/09\/Gustafson-Wendy-Sue.jpg\")
Insurer Requests Purchase Records<\/h2>\n
Amazon Records Cited by Investigators<\/h2>\n
Felony Insurance Fraud Charge Filed<\/h2>\n