{"id":28314,"date":"2026-05-10T15:00:00","date_gmt":"2026-05-10T20:00:00","guid":{"rendered":"https:\/\/trfnews.i234.me\/wordpress\/?p=28314"},"modified":"2026-05-08T05:36:38","modified_gmt":"2026-05-08T10:36:38","slug":"thief-river-falls-woman-faces-insurance-charge","status":"publish","type":"post","link":"https:\/\/trfnews.i234.me\/wordpress\/thief-river-falls-woman-faces-insurance-charge\/","title":{"rendered":"Thief River Falls Woman Faces Insurance Charge"},"content":{"rendered":"<p><strong>Thief River Falls<\/strong> (<a href=\"https:\/\/trfnews.i234.me\" target=\"_blank\" rel=\"noopener\">trfnews.i234.me<\/a>) \u2014 Nicole Ann Fineday is facing a gross misdemeanor charge in Pennington County District Court.<\/p>\n<p>The charge follows a traffic stop in Thief River Falls on April 3, 2026. Court records list the charge as failure to provide insurance.<\/p>\n<p>According to the complaint, Fineday was driving a vehicle on Highway 59. Law enforcement reported that the vehicle crossed the center line several times.<\/p>\n<p>The vehicle was stopped near Kendall Avenue South and Greenwood Street East. The complaint states Fineday\u2019s Minnesota driving status was revoked.<\/p>\n<h2>Court Complaint Details<\/h2>\n<p>Authorities said Fineday provided an expired insurance document. She also allegedly said the vehicle was not actively insured.<\/p>\n<p>The complaint says the vehicle belonged to her boyfriend. It also states Fineday had an active misdemeanor warrant.<\/p>\n<div style=\"text-align: center; margin: 25px 0;\"><img decoding=\"async\" class=\"aligncenter\" style=\"max-width: 100%; height: auto;\" src=\"https:\/\/trfnews.i234.me\/wordpress\/wp-content\/uploads\/2026\/05\/Nicole-Ann-Fineday.jpg\" alt=\"Mugshot of Nicole Ann Fineday\" \/>Nicole Ann Fineday<\/div>\n<p>The warrant was confirmed, according to the complaint. However, the issuing agency declined transport.<\/p>\n<p>Investigators also cited prior insurance-related convictions. The complaint lists convictions from May 2021 and August 2022.<\/p>\n<p>Because of those prior convictions, the new charge is filed as a gross misdemeanor.<\/p>\n<h2>Possible Penalty<\/h2>\n<p>Under the complaint, the charge carries a possible penalty of 364 days in jail. It also carries a possible $3,000 fine.<\/p>\n<p>The case is filed in Pennington County District Court. The court file number is 57-CR-26-275.<\/p>\n<p>More information about Minnesota traffic insurance laws is available through the <a href=\"https:\/\/www.revisor.mn.gov\/statutes\/cite\/169.797\" target=\"_blank\" rel=\"noopener\">Minnesota Revisor of Statutes<\/a>.<\/p>\n<p>Public court case information may also be searched through <a href=\"https:\/\/www.mncourts.gov\/\" target=\"_blank\" rel=\"noopener\">Minnesota Judicial Branch<\/a> resources.<\/p>\n<p>A criminal complaint is only an allegation. Fineday is presumed innocent unless proven guilty in court.<\/p>\n<p>I&#8217;m Chris Harper reporting for <a href=\"https:\/\/trfnews.i234.me\" target=\"_blank\" rel=\"noopener\">TRF News<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Thief River Falls (trfnews.i234.me) \u2014 Nicole Ann Fineday is facing a gross misdemeanor charge in Pennington County District Court. The charge follows a traffic stop in Thief River Falls on April 3, 2026. Court records list the charge as failure to provide insurance. According to the complaint, Fineday was driving a vehicle on Highway 59.&hellip; <a class=\"more-link\" href=\"https:\/\/trfnews.i234.me\/wordpress\/thief-river-falls-woman-faces-insurance-charge\/\">Continue reading <span class=\"screen-reader-text\">Thief River Falls Woman Faces Insurance Charge<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":28317,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_wpscp_schedule_draft_date":"","_wpscp_schedule_republish_date":"","_wpscppro_advance_schedule":false,"_wpscppro_advance_schedule_date":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12],"tags":[15517,17339,17340,14674,778,786],"class_list":["post-28314","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crime","tag-minnesota-traffic-stop","tag-nicole-ann-fineday","tag-no-insurance-charge","tag-pennington-county-court","tag-thief-river-falls","tag-trf-news","entry"],"_links":{"self":[{"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/posts\/28314","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/comments?post=28314"}],"version-history":[{"count":0,"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/posts\/28314\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/media\/28317"}],"wp:attachment":[{"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/media?parent=28314"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/categories?post=28314"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trfnews.i234.me\/wordpress\/wp-json\/wp\/v2\/tags?post=28314"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}